(773) 545-6770 · 3756 N Pulaski Rd, Chicago IL 60641
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Flexible Financing

Car repairs don't wait for payday. Pay your invoice over time with Affirm, Klarna, or Sunbit — right from your phone — or ask about Synchrony special financing and Snap Finance no-credit-needed options.

Recommended — Fastest & Easiest
Pay Over Time: Affirm · Klarna · Sunbit

The simplest way to split a repair into payments. When your invoice is ready, we send it straight to your phone — choose Affirm, Klarna, or Sunbit at checkout, complete a couple of quick steps, and you're done. You see the full payment schedule before you commit. No paperwork, no waiting at the counter.

  • Built into our checkout — apply from your phone in a couple of steps
  • Pick whichever fits you: Affirm, Klarna, or Sunbit
  • Instant decisions with clear payment schedules
  • Works right from the invoice we text you

More Ways to Finance

Financing Partner
Synchrony

6 months special financing on qualifying purchases of $199 or more. No annual fee, no surprises — a smarter way to handle an unexpected repair.

  • 6-month special financing available
  • Qualifying purchases of $199 or more
  • No annual fee
  • Apply in minutes at our shop or online
Apply Now with Synchrony →
Lease-to-Own Partner
Snap Finance

Fast approvals, no credit needed, and flexible lease-to-own options. If traditional financing isn't the right fit, Snap gets almost everyone approved.

  • Fast, easy approval process
  • No credit needed to qualify
  • Flexible lease-to-own options
  • Get approved in minutes
Apply Now with Snap Finance →

How It Works

Start with the pay-over-time options — they're the fastest. When your repair is approved or your invoice is ready, we send it straight to your phone. Open it, choose Affirm, Klarna, or Sunbit, and complete a couple of quick steps. You'll see exactly what you'd pay and when before you commit, and most people finish in under two minutes.

Prefer a traditional route? We also offer 6-month special financing through Synchrony on qualifying repairs of $199 or more, and no-credit-needed lease-to-own through Snap Finance. Just mention it at drop-off and we'll walk you through the application at the counter — approval usually takes minutes.

Have questions about whether your repair qualifies? Contact us or call (773) 545-6770 — we're happy to explain the options before you commit to anything.

Financing FAQs

How do I pay my repair invoice with Affirm, Klarna, or Sunbit?

When your invoice is ready, we send it to your phone by text. Open it, choose the pay-over-time option at checkout, pick Affirm, Klarna, or Sunbit, and follow a couple of quick steps. You'll see the exact payment schedule before you confirm anything.

Does applying for pay-over-time affect my credit score?

Checking your options with Affirm, Klarna, or Sunbit typically starts with a soft credit check, which doesn't impact your score. Terms and reporting vary by provider and plan, and each shows you the details before you commit.

What if I have bad credit or no credit?

You still have options. Sunbit approves a very wide range of credit situations, and Snap Finance offers lease-to-own with no credit needed. Ask at the counter and we'll point you to the option most likely to approve you.

Is there a minimum repair amount for financing?

Synchrony special financing applies to qualifying repairs of $199 or more. The pay-over-time options through Affirm, Klarna, and Sunbit work on most invoice amounts — you'll see what's available for your total right at checkout.

Don't Put Off a Repair Your Safety Depends On.

Apply for financing in minutes and get back on the road today.